State Farm offers auto insurance “learning center”
What would you do if you witnessed an accident? What are you required to do? According to findings from a recent survey commissioned by State Farm, how people respond to some of the sticky situations that can surround an automobile accident tend to vary greatly.
Among the 1,000 Americans (individuals who currently have auto insurance) surveyed, responses showed that there is confusion over what the appropriate response is when they are involved in an automobile accident, either directly or indirectly. Key findings from the survey include:
* Do I have to go through insurance? - About half of Americans (46%) feel it is against the law to refuse to report an accident to an insurance company, while four in 10 (41%) think it is legal to “not go through insurance.”
* What constitutes a witness? - Three fourths (74%) of Americans say they are a witness to an accident if they are within 100 feet and two thirds (66%) say being a witness means not being involved.
* Should I be sorry? - A third of Americans (32%) think that saying “I’m sorry” is more than just an apology and does admit fault and imply legal liability.
* Should I pull over? - 83% of Americans stated they are likely to stop if they witnessed an accident which didn’t involve them.
These questions are complicated and often involve personal evaluations to the situations. In an effort to provide general information and guidance to the public about auto insurance, State Farm has launched the Auto Learning Center, a one-stop resource for matters related to auto insurance. While there isn’t always an answer, the Auto Learning Center will help to provide clarity for questions like these and promote discussion through blog posts and forums.
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